Finartz ACS

Finartz ACS is a software that fully supports the EMVCo 3DS 2.0 protocol. It is equipped with flexible configuration options to meet specific requirements. Our ACS is compliant with various regulations, including 3D Secure v2.1, 3D Secure v2.2, Verified by Visa, MasterCard Secure Code, and MasterCard Identity Check. To ensure maximum security, we use Mutual TLS to authenticate the 3DS Server and the DS. Our software also supports Thales PayShield 9000 and PayShield 10000 HSMs and is compliant with PCI/DSS standards. For authentication, Finartz ACS offers multiple methods including SMS OTP and Redirection. It also supports risk-based authentication and offers a multi-language SMS OTP authentication page. Our software has a scalable architecture, allowing for additional servers to be added for increased processing capacity when needed. It is built on Java technology, which enables it to run on multiple platforms and operating systems including Java 8+, Oracle, and Tomcat. With Finartz ACS, multiple issuers can be managed separately, and single or multiple issuers can be created. Our software does not store card information; instead, it uses an online card status enrollment service to verify the card status with